Terms and conditions for lumucelion.com
Please read these terms before using our website or subscribing to our services. By accessing lumucelion.com, you agree to the terms below, which govern your use in Australia.
September 17, 2025
Acceptance of terms
By accessing or using our services, you confirm that you have read, understood, and accepted these terms and all related policies. If you do not agree, please do not use this site.
Definitions
Key terms used in these conditions are defined below for clarity.
‘lumucelion’, ‘we’, ‘us’ refers to the service provider operating lumucelion.com.
‘User’, ‘you’ refers to anyone accessing or using our website and services.
‘Services’ refers to subscription-based financial planning and related support offered via lumucelion.com.
‘Content’ includes text, images, and information provided on lumucelion.com.
Service usage
You may use our services for personal planning only. Unauthorised commercial use or resale is prohibited.
Eligibility
Our services are available to Australian residents aged 18 years or older. Service use outside Australia is not permitted.
You must be at least 18 years old.
User responsibilities
By using our services, you agree to these obligations.
Prohibited uses
You agree not to use our site or services for the following:
Intellectual property rights
All site content, trademarks, and materials are owned or licensed by lumucelion. You may not copy, distribute, or modify content without written consent. Use is granted for personal, non-commercial purposes only.
User content
Any information you submit remains your responsibility. You grant us permission to use it to provide services.
Your rights regarding content
You retain rights to your submitted content but agree we may use it to deliver services as outlined in our policies.
Your privacy matters
Please refer to our privacy policy for information about data collection, use, and your rights.
View privacy policyDisclaimer and limitations
lumucelion provides general guidance only; outcomes may vary by individual.
Important disclaimer
All information is provided as-is without warranties. Results may vary. Use at your own risk.
Limitations of liability
lumucelion is not liable for any loss arising from use of this website or reliance on its content.
Indemnification
You agree to indemnify lumucelion against all claims related to your use of our website or services.
Dispute resolution process
We aim to resolve disputes amicably and efficiently.
Arbitration
Disputes may be submitted to arbitration in Australia if not resolved informally.
Arbitration is binding and replaces court action.
Online dispute resolution
You may use online resolution services for disputes. Details are available on request.
See our disclaimerSeverability
If any provision is invalid, all other provisions remain effective.
Entire agreement
These terms constitute the full agreement between you and lumucelion regarding service use.
Applicable law and jurisdiction
These terms are governed by Australian law. Disputes are subject to Australian courts.
Termination
We may suspend or terminate your access for breach of these terms. You may cancel your subscription at any time.
Modifications
We may update these terms periodically. Changes become effective upon posting.
Contact for terms
Questions about these terms? Contact our support team below.
Contact email: content@lumucelion.com
Phone number: +61 3 9432 4282
Postal address: 365 Little Collins St, Melbourne, VIC 3000 Australia
Effective date: September 17, 2025
Version: 3