Background
Value-driven planning

Subscription-based financial planning in Australia

Transparent monthly pricing with practical guidance and support

lumucelion offers a $250/month subscription for ongoing financial planning and clear, direct advice. Get access to a dedicated planner, transparent support, and no hidden fees—just straightforward guidance, month after month.

Licensed in Australia
Data privacy assured
Client-focused approach

Benefits of our service

Experience clarity, dependability, and tailored support from a team focused on your financial confidence

Dedicated professional support

Work directly with an experienced planner who understands your needs.

Consistent point of contact

Personalised recommendations

Predictable monthly cost

Know your ongoing fee in advance, with a fixed $250 subscription.

No set-up costs

No unexpected charges

Clear and open communication

Your questions are answered promptly and clearly, every time.

Regular check-ins

Access via multiple channels

Our core philosophy

Honest advice, transparency, and ongoing partnership guide our approach

"At lumucelion, we believe financial planning should be accessible, understandable, and free of surprises. Our mission is to provide straightforward guidance, honest dialogue, and reliable support for every member. We work to empower you with the knowledge and confidence to make informed decisions, while always respecting your individual circumstances and goals."

Transparency first

Clear pricing and open communication every step of the way.

Tailored experience

Advice and support shaped around your needs—never one-size-fits-all.

Consistent support

Ongoing access to your planner for all your questions and review needs.

About lumucelion

Meet the team behind your financial planning subscription

Founded on the principles of openness and lasting client relationships, lumucelion brings together a team of experienced planners who value real dialogue and clear results. Our professionals have helped hundreds of Australians navigate changes and opportunities, always with a focus on practical solutions tailored to individual goals.

We prioritise your needs through every interaction, ensuring you understand each recommendation and fee. Our team is committed to ongoing improvement, regularly reviewing our services to deliver the most relevant support possible.

At lumucelion, your experience matters. We welcome your feedback and work collaboratively to ensure your subscription delivers value month after month.

How the subscription works

Sign up for a monthly subscription and receive ongoing access to your dedicated planner. Your $250/month fee covers regular consultations, tailored recommendations, and clear communication. There are no up-front fees or extra charges—just consistent, practical support as your needs evolve. All interactions are confidential and compliant with Australian regulations. Results may vary based on your personal circumstances.

What’s included each month?

Your subscription gives you access to scheduled consultations, email and phone support, and proactive reviews of your financial situation. We focus on practical, actionable insights designed to keep your planning on track, with a clear record of all advice provided.
Financial consultation calendar Australia
Client and advisor discussing plan

What clients say

Real experiences from lumucelion members

Smiling client Australia
Jessica Nguyen
Small business owner, GreenLeaf
Clear pricing Ongoing support
“Before joining lumucelion, I felt unsure about my options. Having a fixed monthly fee helped me budget, and the regular check-ins made a real difference. I appreciate the friendly, no-nonsense approach. Results may vary.”
Communication
Transparency
Value
Average rating
Professional male client Australia
Michael Patel
Freelancer, Indigo Solutions
Personal planner Timely responses
“I liked the detailed advice and the fact that I could reach out whenever I had questions. Sometimes responses took a day or two, but the support was always helpful. Results may vary.”
Personalisation
Support
Reliability
Average rating
Older male client portrait Australia
David Chen
Retiree, Self-managed
Consistent Easy access
“lumucelion’s approach was refreshingly straightforward. The subscription model suited me because I knew what to expect, and my advisor explained everything clearly. Results may vary.”
Clarity
Experience
Ease of use
Average rating

Frequently asked questions

Ready for straightforward financial planning?

Join lumucelion today and experience ongoing support with clear, predictable pricing. Get in touch to start your subscription or ask us any questions.

Dedicated planner access

Speak directly with your assigned expert for consistent, reliable service.

Scheduled reviews included

Benefit from regular planning check-ins at no additional charge.

Confidential and secure

Your information is protected and handled in compliance with Australian law.

View plans